How Mortgage Product Transfers Work
As a mortgage advisor I’m often asked about product transfers, and whether they are the right option. Put simply, a product transfer is when you
Mortgage Advice & Guides
Life Insurance vs Critical Illness Cover – Which Do You Need?
When arranging a mortgage, most people only focus on getting the loan agreed and moving into their new home. But what often gets overlooked is
When Should You Remortgage Your Home?
Wondering when to remortgage? Clarity Mortgage’s Ian Smith shares some key signs that it might be time to switch, including rising rates, releasing equity, and securing better deals.
What Does a Mortgage Advisor Do?
Thinking about buying a home is exciting, but let’s be honest, the mortgage side of things often looks like a scary place! From working out
WHY I ALWAYS SUGGEST USING ‘CHECK-MY-FILE’
Having bad credit history doesn’t always mean you can’t get a mortgage
MORTGAGE DEFINITIONS AND WHAT THEY REALLY MEAN
Some common mortgage terminology that you may have seen, and what it really means.
THE DIFFERENCE BETWEEN A REMORTGAGE, AND A PRODUCT TRANSFER
Always choose a new product and avoid dropping onto a new sky high SVR rate. Contact me to see what is possible.
PAY-DAY LOANS AND MORTGAGE APPLICATIONS
Payday loans mean you’ll need some help to find the right lender. Get in touch to see what’s possible.
LIFETIME ISA’s, AND WHY FIRST TIME BUYERS NEED THEM
A savings account that boosts your deposit with FREE MONEY!
BAD CREDIT? LET’S DISCUSS YOUR OPTIONS
Having bad credit history doesn’t always mean you can’t get a mortgage
GREEN MORTGAGES, AND HOW THEY CAN SAVE YOU £££££’S
How a green mortgage can save you some serious £££’s.
BANK STATEMENTS, AND WHAT A LENDER WANTS TO SEE
Preparing your bank statements for a mortgage application.
SETTING UP A LIMITED COMPANY, FOR BUY TO LETS
Understand the Limited Company route, and if it is right for you?
BUY TO LET MORTGAGES: AND SOME THINGS TO KNOW
Understanding Buy to Let mortgages, an how they work.
SECOND CHARGE MORTGAGES, AKA SECURED LOANS
Understand second charge mortgages, and if they are right for you?
PORTFOLIO LANDLORDS
What makes you a portfolio landlord, and what it now means for your mortgages!
WHY PICKING THE RIGHT SOLICITOR IS ESSENTIAL
Why choosing a good solicitor can be a very wise move. Let me help.
NEED A HOME INSURANCE QUOTE ,NO PROBLEM
Lenders need a home insurance policy to be in place, let me provide you a quote.
CONDITIONAL SELLING, AND WHY YOU SHOULD AVOID IT
Conditional selling: Don’t be forced into using an estate agents ‘in house‘ mortgage advisor, or solicitor.
EQUITY RELEASE, AND HOW IT COULD UNLOCK THE MONEY IN YOUR HOME
A guide to Equity Release and when it should be used.