Skip to main content

CW Mortgages with Ian

Independent Mortgage Advisor in Essex

Whole of market mortgage and protection advice for first-time buyers, home movers and landlords, with straightforward guidance from enquiry through to completion.

                           CeMAP Qualified • Whole Of Market • Friendly, Straight Talking Advice

Why Choose Me as Your Mortgage Broker?

Choosing the right mortgage broker can make a big difference to the mortgage you secure and how smoothly everything progresses. As an independent, whole-of-market mortgage adviser, I compare lenders from across the market to find the right solution for your circumstances, not just what’s available from one bank.

Whether you’re buying your first home, moving home, remortgaging or investing in property, I’ll provide straightforward advice, explain everything clearly and support you from enquiry through to completion.

IanSmith

Secure The Right Mortgage For You

Compare a wide range of products across lenders, helping you find a deal that suits your situation and future plans.

Be Prepared Before You Apply

It’s important to be mortgage ready. I’ll guide you through the process, manage your application and make sure you don’t miss your next deal.

Protect your finances

Life cover, critical illness and income protection to help make sure you and your family stay financially secure if the unexpected happens.

Whether you’re buying your first home, moving home, remortgaging, investing in property or looking to protect your family, I can provide straightforward advice and access to mortgage and protection solutions from across the market.
Choose a service below to learn more.

Buying a New Home

Support for second-time buyers, return buyers, or anyone ready to purchase their next home.

First-Time Buyer Mortgages

Clear advice and full support for first-time buyers getting on the ladder.

Re-Mortgages

Explore better rates, release equity or change your mortgage to fit your plans.

Home Mover Mortgages

Straightforward guidance for buyers selling one property and buying another.

Equity Release

Unlock money from your home later in life, with full advice and support.

Buy to Let Mortgages

Whole of market options for new and experienced landlords across the UK.

Business Protection Insurance

Helps your company stay operational when something unexpected happens

Life Assurance and Family Protection

Help with protecting your mortgage, income and loved ones from the unexpected.

Bad Credit Mortgage


Clear, practical, non-judgemental mortgage advice for those with credit problems.

Critical Illness Cover

Taking out a mortgage? You may not always need a critical illness cover policy, but it is certainly advisable to have one.

Product Transfer Mortgages

Save time with a product transfer mortgage.

Income Protection Insurance

Practical cover to protect your income and keep money coming in if you cannot work.

Lifetime Mortgage

Independent advice on releasing equity from your home in later life

Portfolio Landlord

Clear mortgage help for landlords with several buy-to-let properties who want their portfolio to work properly, not just tick along.

Secured Loans

(page coming soon)
Borrow against your home without changing your mortgage. Suitable for homeowners with specific needs.

choose CW mortgages

Ready To Get Started?

Let’s Talk About Your Mortgage Options

Whether you’re buying your first home, moving home, remortgaging or looking for mortgage advice, I’m here to help.

Book your free appointment online or call me on 01708 535 946.

Get your credit report

Check Your Credit Report with Confidence

Get instant access to your credit reports from Experian, Equifax and TransUnion in one place.

Your credit report plays an important role in most mortgage applications. Checking it before you apply can help identify any issues early and avoid unnecessary delays.

 

Areas We Serve

Choose your local area below to learn more about the services available near you:

Hornchurch

First-time buyers, remortgages, and protection advice tailored to Hornchurch residents.

Romford

Independent mortgage and life cover advice for families, home movers and landlords.

Chelmsford

Whole-of-market mortgage advice in Chelmsford including equity release and protection.

Brentwood

Help with buy to let, income protection, life assurance and all residential mortgage needs.

Upminster

Local support for home buyers, portfolio landlords and those seeking business protection.

Emerson Park

Mortgage and insurance advice for individuals and businesses in Emerson Park.

Essex

Mortgage and insurance advice for individuals and businesses in Essex.