Straightforward Mortgage Advice That Puts You First

Your local expert helping you make confident decisions, whether you’re buying, moving, or remortgaging.

Welcome to CW Mortgages

Getting a mortgage doesn’t have to be confusing or stressful. Whether you’re a first-time buyer, looking to remortgage, or exploring buy-to-let options, I’m here to make the process simple, clear, and tailored to you.

I’m Ian Smith, an experienced mortgage adviser with a friendly, no-nonsense approach. I take the time to understand your goals and explain everything in plain English, so you can feel confident about your next step.

Always secure the best product

Always compare all the products available to you, from all lenders. I am a whole of market broker.

Be prepared

It is important to be ‘mortgage ready’. Let me manage your mortgage, so you don’t have to. Never miss re-fixing your next product.

Protect your finances

Life Assurance, Illness & Income Protection. Make sure you and your family remain in the home if the worst scenario happens. I provide all types of protection cover.

How I Can Help

Buying a New Home

Support for second-time buyers, return buyers, or anyone ready to purchase their next home.

First-Time Buyer Mortgages

Clear advice and full support for first-time buyers getting on the ladder.

Re-Mortgages

Explore better rates, release equity or change your mortgage to fit your plans.

Home Mover Mortgages

Straightforward guidance for buyers selling one property and buying another.

Equity Release

Unlock money from your home later in life, with full advice and support.

Buy to Let Mortgages

Whole of market options for new and experienced landlords across the UK.

Ian Smith, Mortgage and Protection Advisor CeMap 1-4

Click the ‘ Book an Appointment ‘ tab to speak with me, or just browse through the ‘ Free Advice ‘ page for exactly that, some free advice. You can also call me on 01708 535 946.

I work at Clarity Wealth Management LLP as a Mortgage and Protection Advisor. If you require any assistance in bricks and mortar finance, please feel free to contact me. I am a whole of market broker with access to lenders operating in the U.K market. I also provide life assurance, illness cover and income protection policies.

I have + 25 years experience within the brokerage and trading industry, and now specialise in residential and commercial mortgages. I cover 1st time buyers, re-mortgage, equity release, buy to let, second charge, self-build, bridging and development finance. We also cater for specialist and credit impaired mortgages if needed.

I look forward to speaking with you soon about your mortgage needs!

All the best, Ian.

Why Choose CW Mortgages?

Let’s Talk About Your Mortgage Options

Whether you’re just getting started or need advice on your next step, I’m here to help.

Use the form below to get in touch or give me a call and let’s make sense of your mortgage together.

Check Your Credit Report with Confidence

Get a full view of your credit history from all four major UK credit agencies – Equifax, Experian, TransUnion, and Crediva – in one easy-to-read report. We recommend Checkmyfile as the most comprehensive and trusted credit check service available.

Your credit report plays a crucial role in mortgage applications, loan approvals, and even rental checks. Spot errors, understand your score, and stay in control of your financial future.

01708 535 946