What Counts As Income For A Contractor Mortgage?
If you are applying for a mortgage for contractors, one of the biggest questions is often simple: what income will the lender actually recognise? The
Mortgage Advice & Guides
What First-Time Buyers Need to Know
Buying your first home is a big step, and most first-time buyers quickly realise there is more to it than just finding a property they like.
How To Prepare Your Accounts For A Mortgage When Self-Employed
Applying for a mortgage when self-employed can feel more complicated than it should. Many self-employed workers and freelancers earn high incomes, yet still run into
First-Time Buyer Mortgage Tips
Useful first-time buyer mortgage tips from CW Mortgages, including deposits, credit checks, bank statements, budgeting and avoiding delays.
How I Helped A Landlord Tidy Up Multiple Buy To Let Loans
A landlord came to me feeling that their buy to let mortgages had become difficult to keep on top of. The details are anonymised, but
What I Wish Every First Time Buyer Knew Before Speaking To A Lender
The very first step into buying your first home can feel overwhelming. As an Essex based mortgage advisor, most people I speak to jump straight
What A Day Looks Like Helping Portfolio Landlords With Their Mortgages
When I talk about a portfolio landlord, I mean someone who owns several rental properties rather than just one buy to let. It could be
The Biggest Mistakes I See When People Try To Remortgage On Their Own
A lot of people try to handle a remortgage on their own because, on the surface, it looks simple. Your deal ends, you compare a
Mortgage Overpayments Explained: How Essex Homeowners Can Save £Thousands, and Become Mortgage-Free Sooner
Most people insure their car, their phone, even their pet. But the one thing that pays for everything, your income, is often left to chance.
Don’t Ruin Your Mortgage Chances
If you are planning to apply for a mortgage in the next six months, the decisions you make now can impact whether your application is
How Income Protection Keeps Families Financially Secure
How many households insure their pet without a second thought, yet leave the people who pay for everything completely unprotected? In many homes, the dog
Should You Remortgage or Take a Product Transfer
What Is A Remortgage When your fixed mortgage rate comes to an end, many homeowners find themselves asking the same question: should I remortgage or
4 Things Lenders Do Not Want To See On Your Bank Statements
When you apply for a mortgage, lenders do not just look at your income and credit score. They also take a close look at your
How Much Can You Borrow on Your First Mortgage?
If you’re a first time buyer it can be difficult to work out exactly how much a lender will let you borrow. Every bank has
How To Avoid Delays When Applying for a Mortgage
Delays in mortgage applications usually come from missing documents, unclear information, or waiting for third parties. The good news is that most of these setbacks
8 Things To Do When You Move Home
Moving day is exciting, but it can also feel a bit chaotic. You have boxes everywhere, people asking you where things go and a list
How to Improve Your Credit Score Before a Mortgage
When you start thinking about getting a mortgage, your credit score becomes much more important than most people realise. A stronger score gives you access
Can You Get a Mortgage With Bad Credit in Essex? Yes! And Here’s How
If you have bad credit, it is easy to assume that getting a mortgage is out of reach. The good news is that it’s often
Using Bridging Finance for Auction Properties
Buying at auction can be a brilliant way to pick up property at a good price, but the trade-off is speed. Once the hammer falls,
When Is Bridging Finance the Right Move for You?
Learn how bridging finance helps you buy auction properties quickly. Discover benefits, scenarios, and expert advice from an Essex mortgage advisor.