How Mortgage Product Transfers Work
As a mortgage advisor I’m often asked about product transfers, and whether they are the right option. Put simply, a product transfer is when you stay with your current lender, but move onto a new mortgage deal. It’s important to get this right, as it gives you the chance to secure the best rate without […]
Life Insurance vs Critical Illness Cover – Which Do You Need?
When arranging a mortgage, most people only focus on getting the loan agreed and moving into their new home. But what often gets overlooked is how that mortgage will continue to be paid, if something unexpected and nasty happens. That’s where life insurance and critical illness cover come in. Many people ask me about the […]
When Should You Remortgage Your Home?
Wondering when to remortgage? Clarity Mortgage’s Ian Smith shares some key signs that it might be time to switch, including rising rates, releasing equity, and securing better deals.
What Does a Mortgage Advisor Do?
Thinking about buying a home is exciting, but let’s be honest, the mortgage side of things often looks like a scary place! From working out how much you can borrow to comparing deals and battling through endless paperwork, it’s no wonder people feel overwhelmed. But that’s where I come in. You might be wondering: “So, […]
WHY I ALWAYS SUGGEST USING ‘CHECK-MY-FILE’
Having bad credit history doesn’t always mean you can’t get a mortgage
MORTGAGE DEFINITIONS AND WHAT THEY REALLY MEAN
Some common mortgage terminology that you may have seen, and what it really means.
THE DIFFERENCE BETWEEN A REMORTGAGE, AND A PRODUCT TRANSFER
Always choose a new product and avoid dropping onto a new sky high SVR rate. Contact me to see what is possible.
PAY-DAY LOANS AND MORTGAGE APPLICATIONS
Payday loans mean you’ll need some help to find the right lender. Get in touch to see what’s possible.
LIFETIME ISA’s, AND WHY FIRST TIME BUYERS NEED THEM
A savings account that boosts your deposit with FREE MONEY!
BAD CREDIT? LET’S DISCUSS YOUR OPTIONS
Having bad credit history doesn’t always mean you can’t get a mortgage