How Mortgage Product Transfers Work

As a mortgage advisor I’m often asked about product transfers, and whether they are the right option. Put simply, a product transfer is when you stay with your current lender, but move onto a new mortgage deal. It’s important to get this right, as it gives you the chance to secure the best rate without […]
When Should You Remortgage Your Home?

Wondering when to remortgage? Clarity Mortgage’s Ian Smith shares some key signs that it might be time to switch, including rising rates, releasing equity, and securing better deals.
THE DIFFERENCE BETWEEN A REMORTGAGE, AND A PRODUCT TRANSFER

Always choose a new product and avoid dropping onto a new sky high SVR rate. Contact me to see what is possible.
BANK STATEMENTS, AND WHAT A LENDER WANTS TO SEE

Preparing your bank statements for a mortgage application.
SECOND CHARGE MORTGAGES, AKA SECURED LOANS

Understand second charge mortgages, and if they are right for you?
HOW OVER-PAYMENTS CAN SAVE YOU A FORTUNE

Mortgage tip: Would you like to save yourself £35,000 ??