What Is a Product Transfer Mortgage and Is It Better Than Remortgaging in 2026?
Some common mortgage terminology that you may have seen, and what it really means.
Can You Get a Mortgage After Missed Payments in 2026?
Some common mortgage terminology that you may have seen, and what it really means.
Self-Employed Mortgages in Essex | Mortgage Advice for Business Owners in 2026
Some common mortgage terminology that you may have seen, and what it really means.
Hidden Costs of Getting a Mortgage in Essex in 2026
Some common mortgage terminology that you may have seen, and what it really means.
Product Transfer Mortgages Explained
If your current mortgage deal is coming to an end, you may be wondering whether to take a product transfer or look at a remortgage instead. A product transfer means switching to a new deal with your existing lender rather than moving to a different lender. It can be a simple option in some cases, […]
How I Helped A Landlord Tidy Up Multiple Buy To Let Loans
A landlord came to me feeling that their buy to let mortgages had become difficult to keep on top of. The details are anonymised, but the situation itself is very real and something I regularly see with portfolio landlords across Essex. They owned several properties, each with a different lender, a mix of fixed and […]
The Biggest Mistakes I See When People Try To Remortgage On Their Own
A lot of people try to handle a remortgage on their own because, on the surface, it looks simple. Your deal ends, you compare a few rates online, and you move on. That is completely understandable. Most people want to save time and avoid involving yet another person in the process. But over the years, […]
Should You Remortgage or Take a Product Transfer
What Is A Remortgage When your fixed mortgage rate comes to an end, many homeowners find themselves asking the same question: should I remortgage or take a product transfer? It is a decision that can have a real impact on your monthly payments, long-term costs and flexibility, yet it is often made without fully understanding […]
4 Things Lenders Do Not Want To See On Your Bank Statements
When you apply for a mortgage, lenders do not just look at your income and credit score. They also take a close look at your bank statements to see how you actually manage your money. For a lot of people, this part feels a bit uncomfortable. It is normal to worry about whether that one […]
Can You Get a Mortgage With Bad Credit in Essex? Yes! And Here’s How
If you have bad credit, it is easy to assume that getting a mortgage is out of reach. The good news is that it’s often far more possible than people think. Many clients come to me after being told no by their bank, only to discover that there are lenders who will look at their […]