What A Day Looks Like Helping Portfolio Landlords With Their Mortgages
When I talk about a portfolio landlord, I mean someone who owns several rental properties rather than just one buy to let. It could be
Tips & Advice
The Biggest Mistakes I See When People Try To Remortgage On Their Own
A lot of people try to handle a remortgage on their own because, on the surface, it looks simple. Your deal ends, you compare a
The Real Cost Of Not Having Income Protection
Most people insure their car, their phone, even their pet. But the one thing that pays for everything, your income, is often left to chance.
Don’t Ruin Your Mortgage Chances
If you are planning to apply for a mortgage in the next six months, the decisions you make now can impact whether your application is
How Income Protection Keeps Families Financially Secure
How many households insure their pet without a second thought, yet leave the people who pay for everything completely unprotected? In many homes, the dog
Should You Remortgage or Take a Product Transfer
What Is A Remortgage When your fixed mortgage rate comes to an end, many homeowners find themselves asking the same question: should I remortgage or
4 Things Lenders Do Not Want To See On Your Bank Statements
When you apply for a mortgage, lenders do not just look at your income and credit score. They also take a close look at your
How Much Can You Borrow on Your First Mortgage?
If you’re a first time buyer it can be difficult to work out exactly how much a lender will let you borrow. Every bank has
How To Avoid Delays When Applying for a Mortgage
Delays in mortgage applications usually come from missing documents, unclear information, or waiting for third parties. The good news is that most of these setbacks
8 Things To Do When You Move Home
Moving day is exciting, but it can also feel a bit chaotic. You have boxes everywhere, people asking you where things go and a list
How to Improve Your Credit Score Before Applying for a Mortgage
When you start thinking about getting a mortgage, your credit score becomes much more important than most people realise. A stronger score gives you access
Can You Get a Mortgage With Bad Credit in Essex? Yes! And Here’s How
If you have bad credit, it is easy to assume that getting a mortgage is out of reach. The good news is that it’s often
How Bridging Finance Helps You Secure Auction Properties Fast
Buying at auction can be a brilliant way to pick up property at a good price, but the trade-off is speed. Once the hammer falls,
When Is Bridging Finance the Right Move for You?
Learn how bridging finance helps you buy auction properties quickly. Discover benefits, scenarios, and expert advice from an Essex mortgage advisor.
What Is a Mortgage Product Transfer and How Does It Work?
As a mortgage advisor I’m often asked about product transfers, and whether they are the right option. Put simply, a product transfer is when you
Life Insurance vs Critical Illness Cover – Which Do You Need?
When arranging a mortgage, most people only focus on getting the loan agreed and moving into their new home. But what often gets overlooked is
When to Remortgage Your Home
Wondering when to remortgage? Clarity Mortgage’s Ian Smith shares some key signs that it might be time to switch, including rising rates, releasing equity, and securing better deals.
WHAT DOES A MORTGAGE ADVISOR ACTUALLY DO?
Thinking about buying a home is exciting, but let’s be honest, the mortgage side of things often looks like a scary place! From working out
WHY I ALWAYS SUGGEST USING ‘CHECK-MY-FILE’
Having bad credit history doesn’t always mean you can’t get a mortgage
MORTGAGE DEFINITIONS AND WHAT THEY REALLY MEAN
Some common mortgage terminology that you may have seen, and what it really means.