CIS Mortgages: How Much Can a CIS Subcontractor Borrow in 2026?
CIS subcontractors can often be assessed differently from standard self-employed applicants. This guide explains how lenders may calculate CIS income and what can affect how much you’re able to borrow.
Self-Employed Mortgages in Essex | Mortgage Advice for Business Owners in 2026
Getting a mortgage when you’re self-employed can involve different income checks depending on how your business is structured. This guide explains what lenders may look for and the documents you may need.
What Counts As Income For A Contractor Mortgage?
If you are applying for a mortgage for contractors, one of the biggest questions is often simple: what income will the lender actually recognise? The confusion is understandable because contractors can be paid in several different ways. Some work on a day rate basis. Others operate through a limited company and pay themselves through dividends. […]
How To Prepare Your Accounts For A Mortgage When Self-Employed
Applying for a mortgage when self-employed can feel more complicated than it should. Many self-employed workers and freelancers earn high incomes, yet still run into problems when lenders try to assess affordability. The challenge is not usually the income itself, but how it is presented. Unlike regular employees with payslips, self-employed and freelance applicants must […]