What Is a Mortgage Product Transfer and How Does It Work?

As a mortgage advisor I’m often asked about product transfers, and whether they are the right option. Put simply, a product transfer is when you stay with your current lender, but move onto a new mortgage deal. It’s important to get this right, as it gives you the chance to secure the best rate without […]
Life Insurance vs Critical Illness Cover – Which Do You Need?

When arranging a mortgage, most people only focus on getting the loan agreed and moving into their new home. But what often gets overlooked is how that mortgage will continue to be paid, if something unexpected and nasty happens. That’s where life insurance and critical illness cover come in. Many people ask me about the […]
WHAT DOES A MORTGAGE ADVISOR ACTUALLY DO?

Thinking about buying a home is exciting, but let’s be honest, the mortgage side of things often looks like a scary place! From working out how much you can borrow to comparing deals and battling through endless paperwork, it’s no wonder people feel overwhelmed. But that’s where I come in. You might be wondering: “So, […]
MORTGAGE DEFINITIONS AND WHAT THEY REALLY MEAN

Some common mortgage terminology that you may have seen, and what it really means.
THE DIFFERENCE BETWEEN A REMORTGAGE, AND A PRODUCT TRANSFER

Always choose a new product and avoid dropping onto a new sky high SVR rate. Contact me to see what is possible.
WHY YOU SHOULD ALWAYS USE A MORTGAGE BROKER

We are the TINDER of the buying process!
GIFTED DEPOSITS

How family gifted deposits are a major factor for todays ‘First Time Buyers’.