Mortgage Agreement in Principle Explained: What It Is and Why You Need One
A mortgage Agreement in Principle gives you an indication of how much you may be able to borrow before making a full mortgage application. This guide explains how it works and what lenders may check.
First-Time Buyer Mortgage Declined Elsewhere? How I Helped My Client Secure A Mortgage
Having a mortgage application declined does not necessarily mean you cannot get a mortgage. This guide looks at some of the common reasons first-time buyers are declined and what options may still be available.
Bad Credit First-Time Buyer Mortgage Essex
Buying your first home is already a big step. If you also have bad credit, it can feel even more uncertain. Many first-time buyers worry that old financial issues mean they have no chance of getting a mortgage, but that is not always true. At CW Mortgages, Ian Smith helps first-time buyers across Essex understand […]
What First-Time Buyers Need to Know
Buying your first home is a big step, and most first-time buyers quickly realise there is more to it than just finding a property they like.
First-Time Buyer Mortgage Tips
Useful first-time buyer mortgage tips from CW Mortgages, including deposits, credit checks, bank statements, budgeting and avoiding delays.
What I Wish Every First Time Buyer Knew Before Speaking To A Lender
The very first step into buying your first home can feel overwhelming. As an Essex based mortgage advisor, most people I speak to jump straight in by asking about rates. I understand why, to many first time buyers it can feel like the most important part. But after helping loads of first time buyers over […]
How Much Can You Borrow on Your First Mortgage?
If you’re a first time buyer it can be difficult to work out exactly how much a lender will let you borrow. Every bank has its own rules, its own first time buyer affordability system, and its own way of looking at your income and spending. My name is Ian Smith, and I’m a whole […]
LIFETIME ISA’s, AND WHY FIRST TIME BUYERS NEED THEM
A savings account that boosts your deposit with FREE MONEY!