Mortgage and Protection Advice from a Whole of Market Advisor

Helping you make confident decisions, whether you’re buying, moving, investing or planning ahead.

Buying Your First Home Should Feel Exciting, Not Overwhelming

If you’re feeling unsure about how to get a mortgage, how much you can borrow or where to begin, you’re not alone. As a first-time buyer, it’s easy to get caught up in confusing advice or impersonal online tools.

I’m Ian Smith, a qualified mortgage and protection advisor with more than 25 years of experience. I work with first-time buyers across Essex, offering practical, one-to-one support that keeps things simple.

Mortgage Services I Offer

Each link below leads to a dedicated page with full details.

Buying a New Home

Support for second-time buyers, return buyers, or anyone ready to purchase their next home.

First-Time Buyer Mortgages

Clear advice and full support for first-time buyers getting on the ladder.

Re-Mortgages

Explore better rates, release equity or change your mortgage to fit your plans.

Home Mover Mortgages

Straightforward guidance for buyers selling one property and buying another.

Equity Release

Unlock money from your home later in life, with full advice and support.

Buy to Let Mortgages

Whole of market options for new and experienced landlords across the UK.

Secured Loans

(page coming soon)
Borrow against your home without changing your mortgage. Suitable for homeowners with specific needs.

Bridging Finance

(page coming soon)
Short-term property funding solutions for complex or time-sensitive purchases.

Life Assurance and Family Protection

(page coming soon)
Help with protecting your mortgage, income and loved ones from the unexpected.

Based in Essex, Supporting Clients Across the UK

I’m based in Essex and work with clients locally and nationwide. Appointments are available by phone or video, so wherever you are, expert advice is just a call away.

Let’s Talk About What You Need

Whether you know exactly what you’re looking for or just want to explore your options, I’d be happy to help. Book a quick call or ring me directly on 01708 535 946.

01708 535 946