Mortgage Calculator
Get an instant estimate of how much you could borrow and what your monthly repayments might look like
Understand Your Budget Before You Apply
A mortgage is one of the biggest financial decisions most people will ever make, so knowing what you can realistically borrow makes the whole process feel easier.
Use the calculator to explore different deposit sizes, loan terms and interest rates, then chat with Ian if you want guidance tailored to your income and goals.
What This Calculator Can Help You Work Out
- Your estimated borrowing amount
- Monthly repayment expectations
- How interest rates change affordability
- The impact of loan term length
- Whether your finances match your target property price
Results are only a guide. Real affordability is confirmed by a mortgage advisor based on your full financial profile.
Your Next Step
- Use the calculator to get an instant estimate
- Request a personalised assessment from Ian
- Explore mortgage options that suit your situation
- Feel confident in your budget before you offer on a property
Need an Accurate Figure Rather Than an Estimate?
Online tools are helpful, but they do not consider everything lenders look at.
A personalised assessment can include:
- Self employed and contractor income
- Bonus or commission based earnings
- Loans, commitments and spending patterns
- Recent credit history
- Gifted deposits or family assistance
- Specialist mortgage options
Results are only a guide. Real affordability is confirmed by a mortgage advisor based on your full financial profile.
Friendly, Local, Independent Mortgage Advice
Ian works with lenders across the whole market, so you get guidance that is not limited to one bank or one product.
Whether you are buying your first home, moving, remortgaging or just planning ahead, having clear numbers increases confidence and reduces stress.
Get real clarity on your mortgage options, borrowing power and monthly costs.
