CW Mortgages with Ian

What I Wish Every First Time Buyer Knew Before Speaking To A Lender

speaking to a lender

The very first step into buying your first home can feel overwhelming. As an Essex based mortgage advisor, most people I speak to jump straight in by asking about rates. I understand why, to many first time buyers it can feel like the most important part. But after helping loads of first time buyers over […]

The Biggest Mistakes I See When People Try To Remortgage On Their Own

common remortgage mistakes

A lot of people try to handle a remortgage on their own because, on the surface, it looks simple. Your deal ends, you compare a few rates online, and you move on. That is completely understandable. Most people want to save time and avoid involving yet another person in the process. But over the years, […]

The Real Cost Of Not Having Income Protection

real cost

Most people insure their car, their phone, even their pet. But the one thing that pays for everything, your income, is often left to chance. Many homeowners focus on the mortgage, getting moved in, and keeping life running smoothly. Protection is usually the bit that gets pushed back, not because it is unimportant, but because […]

How Income Protection Keeps Families Financially Secure

Who Benefits Most From Income Protection_

How many households insure their pet without a second thought, yet leave the people who pay for everything completely unprotected? In many homes, the dog or cat is insured, the car is insured, the home is insured, but the income that keeps the household running is not. Your income pays for the mortgage, food, energy […]

Life Insurance vs Critical Illness Cover – Which Do You Need?

Life Insurance vs Critical Illness Cover

When arranging a mortgage, most people only focus on getting the loan agreed and moving into their new home. But what often gets overlooked is how that mortgage will continue to be paid, if something unexpected and nasty happens. That’s where life insurance and critical illness cover come in. Many people ask me about the […]


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