Bad Credit Remortgage Essex
If your current mortgage deal is ending and your credit profile is not as strong as it used to be, it is natural to feel
Mortgage Advice & Guides
Bad Credit First-Time Buyer Mortgage Essex
Buying your first home is already a big step. If you also have bad credit, it can feel even more uncertain. Many first-time buyers worry
Can I Get a Mortgage With Bad Credit?
If you have had credit problems in the past, it is easy to assume a mortgage is out of reach. In reality, the answer often
Why Lenders Really Look At Your Bank Statements
As an Essex based mortgage advisor, one of the biggest worries people raise is sharing their bank statements. They feel personal. It can feel like
Product Transfer Mortgages Explained
If your current mortgage deal is coming to an end, you may be wondering whether to take a product transfer or look at a remortgage
What Counts As Income For A Contractor Mortgage?
If you are applying for a mortgage for contractors, one of the biggest questions is often simple: what income will the lender actually recognise? The
What First-Time Buyers Need to Know
Buying your first home is a big step, and most first-time buyers quickly realise there is more to it than just finding a property they like.
How To Prepare Your Accounts For A Mortgage When Self-Employed
Applying for a mortgage when self-employed can feel more complicated than it should. Many self-employed workers and freelancers earn high incomes, yet still run into
First-Time Buyer Mortgage Tips
Useful first-time buyer mortgage tips from CW Mortgages, including deposits, credit checks, bank statements, budgeting and avoiding delays.
How I Helped A Landlord Tidy Up Multiple Buy To Let Loans
A landlord came to me feeling that their buy to let mortgages had become difficult to keep on top of. The details are anonymised, but
What I Wish Every First Time Buyer Knew Before Speaking To A Lender
The very first step into buying your first home can feel overwhelming. As an Essex based mortgage advisor, most people I speak to jump straight
What A Day Looks Like Helping Portfolio Landlords With Their Mortgages
When I talk about a portfolio landlord, I mean someone who owns several rental properties rather than just one buy to let. It could be
The Biggest Mistakes I See When People Try To Remortgage On Their Own
A lot of people try to handle a remortgage on their own because, on the surface, it looks simple. Your deal ends, you compare a
The Real Cost Of Not Having Income Protection
Most people insure their car, their phone, even their pet. But the one thing that pays for everything, your income, is often left to chance.
Don’t Ruin Your Mortgage Chances
If you are planning to apply for a mortgage in the next six months, the decisions you make now can impact whether your application is
How Income Protection Keeps Families Financially Secure
How many households insure their pet without a second thought, yet leave the people who pay for everything completely unprotected? In many homes, the dog
Should You Remortgage or Take a Product Transfer
What Is A Remortgage When your fixed mortgage rate comes to an end, many homeowners find themselves asking the same question: should I remortgage or
4 Things Lenders Do Not Want To See On Your Bank Statements
When you apply for a mortgage, lenders do not just look at your income and credit score. They also take a close look at your
How Much Can You Borrow on Your First Mortgage?
If you’re a first time buyer it can be difficult to work out exactly how much a lender will let you borrow. Every bank has
How To Avoid Delays When Applying for a Mortgage
Delays in mortgage applications usually come from missing documents, unclear information, or waiting for third parties. The good news is that most of these setbacks