How to Improve Your Credit Score Before Applying for a Mortgage
When you start thinking about getting a mortgage, your credit score becomes much more important than most people realise. A stronger score gives you access
Tips & Advice
Can You Get a Mortgage With Bad Credit in Essex? Yes! And Here’s How
If you have bad credit, it is easy to assume that getting a mortgage is out of reach. The good news is that it’s often
How Bridging Finance Helps You Secure Auction Properties Fast
Buying at auction can be a brilliant way to pick up property at a good price, but the trade-off is speed. Once the hammer falls,
When Is Bridging Finance the Right Move for You?
Learn how bridging finance helps you buy auction properties quickly. Discover benefits, scenarios, and expert advice from an Essex mortgage advisor.
What Is a Mortgage Product Transfer and How Does It Work?
As a mortgage advisor I’m often asked about product transfers, and whether they are the right option. Put simply, a product transfer is when you
Life Insurance vs Critical Illness Cover – Which Do You Need?
When arranging a mortgage, most people only focus on getting the loan agreed and moving into their new home. But what often gets overlooked is
When to Remortgage Your Home
Wondering when to remortgage? Clarity Mortgage’s Ian Smith shares some key signs that it might be time to switch, including rising rates, releasing equity, and securing better deals.
WHAT DOES A MORTGAGE ADVISOR ACTUALLY DO?
Thinking about buying a home is exciting, but let’s be honest, the mortgage side of things often looks like a scary place! From working out
WHY I ALWAYS SUGGEST USING ‘CHECK-MY-FILE’
Having bad credit history doesn’t always mean you can’t get a mortgage
MORTGAGE DEFINITIONS AND WHAT THEY REALLY MEAN
Some common mortgage terminology that you may have seen, and what it really means.
THE DIFFERENCE BETWEEN A REMORTGAGE, AND A PRODUCT TRANSFER
Always choose a new product and avoid dropping onto a new sky high SVR rate. Contact me to see what is possible.
PAY-DAY LOANS AND MORTGAGE APPLICATIONS
Payday loans mean you’ll need some help to find the right lender. Get in touch to see what’s possible.
LIFETIME ISA’s, AND WHY FIRST TIME BUYERS NEED THEM
A savings account that boosts your deposit with FREE MONEY!
BAD CREDIT? LET’S DISCUSS YOUR OPTIONS
Having bad credit history doesn’t always mean you can’t get a mortgage
GREEN MORTGAGES, AND HOW THEY CAN SAVE YOU £££££’S
How a green mortgage can save you some serious £££’s.
BANK STATEMENTS, AND WHAT A LENDER WANTS TO SEE
Preparing your bank statements for a mortgage application.
SETTING UP A LIMITED COMPANY, FOR BUY TO LETS
Understand the Limited Company route, and if it is right for you?
BUY TO LET MORTGAGES: AND SOME THINGS TO KNOW
Understanding Buy to Let mortgages, an how they work.
SECOND CHARGE MORTGAGES, AKA SECURED LOANS
Understand second charge mortgages, and if they are right for you?
PORTFOLIO LANDLORDS
What makes you a portfolio landlord, and what it now means for your mortgages!